Homebuyers

The City of Grand Haven's
Neighborhood Housing Services has partnered with the Michigan State Housing Development Authority with the goal to create successful homeownership opportunities and improve the quality of life for those who choose to make Grand Haven home.

Pre-Purchase Homebuyer Education Class

Whether you want to increase your knowledge about home ownership before you buy OR you need assistance as a homeowner struggling to make your mortgage payment. Michigan State Housing Development Authority (MSHDA) Certified housing counselors are available. Housing counseling services are available to OTTAWA COUNTY RESIDENTS.

Increase your knowledge of the home buying and owning process. This 6 hour class will prepare you for successful home ownership as we discuss the following topics; Assessing your readiness to purchase, Managing Your Money, Understanding Credit, Getting a Mortgage Loan, Shopping for a Home and Keeping Your Home and Managing Your Finances.

2011 Dates

FREE Home Buyer Education Class
April 30, 2011
Where: Neighborhood Housing Services
20 N Fifth St., Grand Haven, MI
When: 8:30 a.m.-9:00 a.m. Registration
Class: 9:00a.m.-1:00 p.m.
Please contact our office
for information: 616-935-3270

Click Here to Submit an Application to Participate in the Pre-Purchase Homebuyer Education Class

REQUIRED DOCUMENTATION FOR HOMEBUYER EDUCATION CLASS

*Please bring in copies of the 3 required documents below. All documents must be completed in INK.

Household Profile
Release Form
Homeownership Self-Test

Credit Repair

This service is available for the home buyer that has credit issues that prevent them from purchasing a home. Intensive budgeting, credit repair and debt management sessions are delivered to potential home buyers. (pre-requisite Home Buyer Education)

One on One Home Buyer Education

This class is for home buyers receiving MSHDA mortgage financing and a referral by their lender. Documents to be provided include; Good Faith Estimate, Truth in Lending Statement and the Purchase Agreement.

Pre-Purchase Credit Repair Funds

Available to home buyers that have experienced a significant life event (ie. Illness, death, divorce) that has decreased their credit score and made it challenging to qualify for a good mortgage in the local market.

Home Maintenance Training

Currently not available. Check back for future development.

Foreclosure Prevention Services

FREE, CONFIDENTIAL service provided to Ottawa County homeowner’s struggling to make their mortgage payments. Early intervention is the key. For more information, click here.

Home Inspections

Funds available to eligible households for home inspections. (Pre-requisite Home Buyer Education)

Homebuyer Purchase Rehabilitation
The Home Purchase Rehabilitation grant enables income eligible families to become successful sustained homeowners. The grant provides funds to rehab existing homes in the City of Grand Haven. Up to $20,000 is available for rehab and up to $10,000 in down payment assistance. Homebuyers must be between 40-80% of the area median income based on family size and have less than $10,000 in liquid assets. Interested buyers are encouraged to complete the on-line intake form by clicking here.