The City of Grand Haven’s Neighborhood Housing Services partners with Federal Home Loan Bank of Indianapolis and Northpointe Bank to provide homeowners within the City of Grand Haven, Grand Haven Township, Spring Lake Township, the Village of Spring Lake and the City of Ferrysburg funding opportunities for home repairs and improvements.
Neighborhood Impact Program (NIP)
The Neighborhood Improvement Program is a home improvement grant for homeowners to receive home repair funds up to $7,500.00 . Homeowners must have lived in the home 18 months prior to their application. Under the grant agreement, grant funds are held as a mortgage against the property which is forgivable after five years. A $100.00 application fee is due at the time of the application.
The Neighborhood Impact Program is currently closed. Please call 616-935-3270 to be added to the 2018 waiting list.
Property Improvement Loans (PIP)
The Property Improvement Program offers low-interest home improvement loans to single-family homeowners that have an annual household income up to $65,000 ($74,750 in certain areas). You must have reasonable credit. The property must be located in the City of Grand Haven. You must own or be buying the property (no corporate ownership, “DBA” partnerships, trusts, etc.), and it must be your permanent year-round residence. If you are buying the property, you must occupy it within 60 days from the date of the loan closing.
For more information about the Property Improvement Program (PIP), please click here.
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